The Secret to Fast, No-Hassle Bridging Loans: Fast Straightforward Bridging Loans Explained!
If you’re an investor, property developer, or business owner looking for fast, flexible funding, then Fast Straightforward Bridging Loans might just be the game-changer you need. Whether you’re buying at auction, securing a property for redevelopment, or need quick cash flow, these loans are designed to be swift, straightforward, and stress-free.
Why Fast Straightforward Bridging Loans Are Different
Unlike traditional financing, bridging loans offer rapid access to funds without the lengthy application process and red tape. But Fast Straightforward Bridging Loans take it even further, offering unique advantages that set them apart from other lenders:
1. Completion in Just 24 – 72 Hours From Completed Application
Time is money in property transactions. While high-street lenders may take weeks to process applications, our bridging loans can be completed in as little as 24 to 72 hours from completed application. This means you can act fast on investment opportunities before they slip away.
Our streamlined process eliminates unnecessary bureaucracy, ensuring you receive the funds exactly when you need them. Whether you’re securing a deal at auction or need immediate cash flow for a renovation project, we ensure speed is never a barrier.
2. No Up-Front Fees – No Hidden Costs
Most lenders charge hefty up-front fees, but we don’t. With Fast Straightforward Bridging Loans, there are no valuation fees, no application fees, and no hidden costs. What you see is what you get – honest and transparent lending.
This makes budgeting much easier for investors and developers who need to keep control of their finances without surprise expenses cropping up.
3. Second and Third Charge Lending – Unlock More Equity
If you already have a mortgage or existing loan on your property, don’t worry. We offer second and third charge loans, allowing you to unlock extra funds without disturbing your current mortgage arrangement.
This is particularly useful for:
- Investors who want to raise capital on an existing property to expand their portfolio.
- Business owners needing extra funds for working capital.
- Developers who require additional cash to complete a project.
4. No Consent Required – Less Hassle, More Freedom
Unlike many other lenders, we don’t require consent from your first charge lender. This means you can secure a bridging loan quickly without waiting for unnecessary approvals that could slow you down.
With no need for first charge lender consent, this removes another potential bottleneck in the process, ensuring that funds can be released faster and with fewer complications.
5. In-House Legals – No Delays, No Extra Costs
Legal processes often cause frustrating delays in lending. That’s why we have our own in-house legal team to streamline the process, ensuring your funds are released as quickly as possible with minimal paperwork and no additional legal fees.
Traditional lenders rely on external solicitors, which can significantly delay loan processing. Our in-house team means we can complete transactions much faster than the competition.
6. In-House Valuation – Speeding Up the Process
Waiting for external valuations can be a nightmare. We eliminate this delay with our in-house valuation team, ensuring your property is assessed swiftly so that we can move straight to approval and funding.
Loan Details – How Much Can You Borrow?
Our bridging loans are designed to suit a variety of financial needs:
- Loan Amounts: £25,500 – £500,000
- Loan Term: 3 – 12 months
- Loan to Value (LTV): Up to 65% of the property’s value (gross loan)
- Purpose: Strictly for business use only
- Up-Front Fees: None
- Valuation Fee: None
- Legal Fees: Included in the loan and only payable upon completion
What Properties Are Acceptable?
Our bridging loans cater to various property types, including:
✅ Buy-to-Let Properties – Whether you’re purchasing or refinancing, our loans provide the perfect short-term funding solution.
✅ Commercial Properties – Offices, retail units, warehouses – we fund them all.
✅ Vacant Properties – No tenants? No problem. We still lend.
✅ Land – We lend against land, though at a reduced LTV.
✅ HMOs (Houses in Multiple Occupation) – We offer loans based on bricks and mortar valuation only.
✅ Main Residence (Second & Third Charge Loans) – Access funds from your primary home without disturbing your first mortgage.
Frequently Asked Questions (FAQs)
What is a bridging loan?
A bridging loan is a short-term secured loan that provides fast access to capital, typically used by property investors and businesses to “bridge” the gap until longer-term financing is secured.
Who can apply for a bridging loan?
Our loans are available to investors, landlords, property developers, and business owners who need short-term funding for property purchases or refurbishments.
How quickly can I get a bridging loan?
With Fast Straightforward Bridging Loans, completion can take as little as 24 – 72 hours, from completed application.
Do I need a perfect credit history to qualify?
No! Bridging loans are primarily secured against property value rather than your credit score. While we conduct basic due diligence, approval is based more on the asset than your financial history.
What happens if I can’t repay the loan on time?
Bridging loans are short-term, so it’s important to have an exit strategy in place (such as selling the property or refinancing). However, if unexpected issues arise, we can discuss extensions or alternative solutions.
Real-Life Case Study: How We Helped a Developer Secure a Profitable Deal
John, an experienced property investor, found a lucrative auction property but needed fast funding to complete the purchase. A traditional lender couldn’t meet the deadline, putting his deal at risk.
With Fast Straightforward Bridging Loans, John secured £350,000 within 48 hours, allowing him to complete the purchase and renovate the property for resale. He later refinanced the property and repaid the loan, making a healthy profit in just six months!
Why Choose Fast Straightforward Bridging Loans?
With our lightning-fast approvals, no upfront costs, and zero hidden fees, we make property financing easy and stress-free. Whether you’re flipping houses, securing a buy-to-let, or investing in commercial property, our flexible, hassle-free bridging loans will give you the edge you need in today’s fast-moving market.
Get Started Today!
Don’t let slow financing hold you back. Secure your Fast Straightforward Bridging Loan today and unlock the capital you need – fast!
For more information contact us for a fees free chat.
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📞 Call us at 07939 091418
📧 Email: john@sunrisecommercial.co.uk
🌐 Visit: https://www.sunrisecommercial.co.uk/
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